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..::: AUGUST 16, 2005

California Medical Organization Denounces Insurance Commissioner's Philosophy

NEWPORT BEACH, CALIFORNIA—Denouncing the California Insurance Commissioner’s new “report” arguing for government-controlled health care, including a statewide ban on Health Savings Accounts (HSAs), Richard E. Ralston, executive director of Americans for Free Choice in Medicine (AFCM), points out that the state of California’s taxpayers have been done a serious injustice.

“The only honest feature of the report is in the opening disclaimer from Insurance Commissioner John Garamendi: “This report is not a neutral presentation of facts. … This report and the recommendations contained in it are my views and opinions and those of my staff” This is Commissioner Garamendi’s way of telling you he is using your tax dollars to turn the Department of Insurance into his personal political lobbying organization,” Ralston writes in a commentary available on AFCM’s Web site (

“It is clearly the very popularity of HSAs with consumers that the Commissioner sees as a threat,” Ralston observes, noting that the Insurance Commissioner’s thesis, issued in an unprecedented 73-page taxpayer-funded position paper, is that HSAs’ $7 billion a year in tax savings ‘would be spent more effectively if they were used to help fund a universal health care system.’ Of course, $7 billion would not even be a drop in the bucket for such a system.

“But the principle upon which these government functionaries base this fatuity”, he argues, “is that government spends money on health care for everyone “more effectively” than individuals can for themselves. The history and cost of the massive increase of government intrusion in health care in the last forty years clearly demonstrates the absurdity of such an assertion. But as the objective of the report is a vast increase in government power and government control of your daily lives, such facts need to be papered over.”

Richard Ralston’s health care commentary has been published in the Houston Chronicle, San Francisco Chronicle and the Washington Times.

Americans for Free Choice in Medicine, (AFCM), was founded in 1993. AFCM educates the public about the principles of socialized medicine and free market ideas, such as HSAs and tax reform, and publishes a consumer's guide on its Web site ( AFCM is the nation's only educational organization based on individual rights, personal responsibility, and free market ideas in medicine.

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Copyright © 2005 Americans for Free Choice in Medicine. All rights reserved.
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