Homepage About AFCM Basic Issues Health Savings Accounts Op-Eds Free-Market Toolkit


Without Principles, There Can Be No Health Care Policy

The New Health Care Straw Man

2017: The Year We Can Turn Health Care Around


Support AFCM


 All Op-Eds


 News Release


Home > Health Savings Accounts
 Print Page      E-mail Page

Health Savings Accounts (HSAs)

Though Health Savings Accounts (HSAs) are a relatively new health care financing tool, signed into law in January 2004, Americans for Free Choice in Medicine (AFCM) has been committed to the essential concept since we were founded in 1993.

A standard search of the term Health Savings Accounts on a search engine such as Yahoo! or Google will yield results for those investigating HSAs, from policy studies and general educational information to product comparisons and Web sites. The federal government regulates HSAs, imposing caps, limits and restrictions on the Health Savings Account. The annual maximum contribution for 2007 to an HSA is $2,850 for the individual and $5,650 for the family.

HSAs are subject by multiple state and federal government regulations and there are tax implications with HSAs. State laws applicable to HSAs vary greatly.

Our information about HSAs is intended as a starting point for the individual to discover the facts about HSAs. These pages are a general orientation, not a comprehensive tutorial. As AFCM evaluates HSA products, regulations and studies, we are committed to educating the public about ideas, including HSAs. AFCM's member newsletter, Pulse, is the most reliable and effective method of staying informed about essential news regarding HSAs.

Health Savings Accounts are owned by 4.5 million Americans in large group, small group and individual High Deductible Health Plans (HDHPs), according to an April 2007 census by the America's Health Insurance Plans (AHIP).

For official information about HSAs, visit the United States' Treasury Department HSA page at:

History of Health Savings Accounts >>



AFCM is funded by private donations, which are tax-deductible as allowed by law. Join AFCM and be a part of the crusade for individual rights.


Home  |  About AFCM  |  Basic Issues  |  Health Savings Accounts  |  Op-Eds  |  Free-Market Toolkit  |  Make a Donation  | Contact AFCM
Copyright © 2016 Americans for Free Choice in Medicine. All rights reserved. Reproduction is prohibited without written permission.
This Web site is made possible in part by a grant from the BB&T Charitable Foundation.